Common Thanksgiving Insurance Claims and How to Avoid Them

Thanksgiving is a time for family, feasting, and giving thanks—but it’s also a time when insurance claims tend to spike. From cooking mishaps to travel troubles, understanding the risks can help you enjoy the holiday safely and stress-free. Here are the most common types of insurance claims on Thanksgiving and practical tips to avoid them.

1. Kitchen Fires

With the stove and oven working overtime, it’s no surprise that kitchen fires top the list of Thanksgiving-related claims. Deep-frying turkeys without proper precautions is a particularly common culprit.

Prevention Tips:

• Never leave cooking unattended.
• Keep flammable items like oven mitts and dish towels away from the stove.
• If deep-frying a turkey, do so outdoors on a level surface, away from flammable materials.

2. Slip-and-Fall Accidents

With more guests visiting, the risk of slips and falls increases, both indoors and outdoors. Uneven driveways, icy steps, or cluttered spaces can lead to injuries.

Prevention Tips:

• Clear walkways of leaves and debris.
• If cold weather is a factor, salt icy surfaces.
• Keep your home well-lit and free of tripping hazards.

3. Car Accidents

Thanksgiving is one of the busiest travel holidays of the year. More cars on the road, combined with distracted or drowsy drivers, leads to an uptick in auto accidents.

Prevention Tips:

• Avoid peak travel times.
• Stay alert and take breaks during long drives.
• Ensure your car is in good condition before hitting the road.

4. Theft or Burglary

Empty homes can attract burglars while families are away celebrating.

Prevention Tips:

• Use timers for lights to make it appear someone is home.
• Ensure all windows and doors are locked.
• Let a trusted neighbor know you’ll be away.

5. Food-Related Illnesses

Serving undercooked turkey or mishandled leftovers can lead to foodborne illnesses, which might result in liability claims if guests fall ill.

Prevention Tips:

• Use a meat thermometer to ensure the turkey reaches an internal temperature of 165°F.
• Store leftovers promptly in the refrigerator.
• Avoid cross-contaminating raw and cooked foods.

Stay Protected This Holiday Season

Whether it’s your home, car, or liability, having the right insurance coverage is essential to handle the unexpected. At Klinger Insurance Group, we’re here to ensure your Thanksgiving is worry-free.

Contact us at 301-428-4935 today to review your policies or discuss coverage options.

Wishing you a safe and happy Thanksgiving from our family to yours!