When most people think about home insurance, they assume flooding is covered — but in reality, most standard homeowners' policies do not include flood damage. This leaves many homeowners vulnerable to devastating financial losses after a storm, heavy rain, or sudden water surge.
What Does It Mean When a Car Is “Totaled”?
After a major accident, your insurance company may say your car is “totaled.” But what does that mean?
Simply put:
Renting? Read This Before You Sign.
Moving into a new rental can be exciting—but overlooking key details could cost you. Before you commit, here are quick things to consider to protect your wallet and your peace of mind:
Filing a Claim? Don’t Guess—Be Ready. After a fire, storm, or theft, most people struggle to remember everything they owned. Without proof, your insurance claim could be delayed,…
Electrical fires are one of the leading causes of home damage across the United States, especially in older homes common in the Washington, D.C., Maryland, and Virginia (DMV) area. The good news? Most electrical fires are preventable with a few smart habits and routine maintenance.
Car thieves act quickly, and theft happens more often than many people realize, especially in the Washington, D.C., Maryland, and Virginia (DMV) area. Whether someone steals your car or breaks in to take something, it’s crucial to understand how your insurance protects you.
Drowning can happen in seconds—and often without any noise. That’s why it’s so important to stay alert and be prepared, especially when children are nearby.
These pool safety tips are important for families all across the Washington, D.C., Maryland, and Virginia (DMV) region.
Summer brings long days, warm weather, and plenty of opportunities to enjoy the outdoors with family and friends. Whether you’re relaxing in Germantown, spending weekends at Deep Creek Lake, or heading to the Delaware beaches, it’s important to keep safety in mind to protect what matters most.
If you own or lease a building for your business, protecting that property is essential. A solid commercial property insurance policy helps you recover quickly when disaster strikes — whether it’s fire, theft, or storm damage. So, what exactly does it cover?
Let’s break it down.
Cybercriminals continue to evolve, and their tactics become increasingly sophisticated every day. According to a recent report by the Identity Theft Resource Center (ITRC), impersonation scams have skyrocketed by 148%. Criminals now exploit powerful generative AI (GenAI) tools to deceive even the most vigilant business owners.
