Workers' compensation provides crucial benefits to employees who have suffered work-related injuries or illnesses. Such injuries can manifest suddenly, as a result of accidents, or develop over time, often due to repetitive tasks. These benefits include:
General liability coverage can be integrated into a business owner’s policy (BOP) or structured as a standalone form of coverage. It offers protection against an array of risks inherent to business operations, including:
Pet insurance provides owners with the peace of mind that their canine or feline friends will receive the necessary treatment promptly, regardless of the situation.
Motorcycles offer a cost-effective means of transportation, coupled with an unparalleled sense of freedom. When it comes to…
This is where the importance of your RV or motorhome insurance policy truly shines. Not all policies are created equal; each one comes with distinct coverages and limitations. So, how do you determine what's the right fit for you?
Clients who own mobile homes require specialized insurance coverage tailored specifically for manufactured housing. Mobile home insurance plans are meticulously crafted to safeguard against unforeseen circumstances that could result in substantial financial setbacks.
These encompass protection against damages to the physical structure of the home, as well as coverage for risks associated with fire, certain types of storm-related damage, theft, acts of vandalism, and accidental harm.
After 18 years, your child is heading to college! While it can be an exciting time, it is also an anxious one, especially for parents like you who suddenly have an empty nest. It’s important to make sure their belongings are covered. With the help of Klinger Insurance Group Renters Insurance, you can insure your child's possessions and you can wave goodbye with peace of mind.Â
These are three factors in determining the workers' compensation premiums:
1. Your company payroll.
2. The type of work employees does (classification code)
3. Your workers' compensation claims history.
According to the Centers for Disease Control and Prevention (CDC), as a group, teens are the most accident-prone drivers on the road. The risk factors are: inexperience, not using a seatbelt, speeding, running red lights, driving while intoxicated, making illegal turns, and distracted driving.
Insurance company varies their cost from one group of drivers to another because some groups have worse driving records, higher accident rates and more costly accidents than others.
Here are some other factors that can affect your auto insurance rates.
An umbrella insurance policy provides coverage above and beyond the typical property insurance. It covers property damage, injuries, personal liability situation, and certain lawsuits.
